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Small Town Bank...
BIG on Service!

Apply for an Account >>

Quick Links       Online Banking Login       Apply for an Account      Apply for a Loan      Contact Us      Financial Calculators      Help Center

How Can We Help?

Buy a Home

Competitive mortgage solutions, refinancing options, and local mortgage experts

Explore Mortgages >>

Manage Daily Banking

Checking accounts, savings accounts, CDs, IRAs, and digital banking tools.

Personal Banking >>

Farm with Confidence

Agricultural banking and lending solutions from people who understand agriculture.

Agriculture Banking >>

Grow Your Business

Business banking and business loans designed around your goals.

Business Banking >>

Certificate of Deposit Specials

4.00% APY

19-Month CD
3.94% interest rate

4.00% APY

11-Month CD
3.94% interest rate

3.75% APY

7-Month  CD
3.50% interest rate
Apply for a Certificate of Deposit >>
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$500.00 minimum deposit. Rate effective as of September 24, 2026.  Restrictions may apply. Rate may change at any time. Penalty for early withdrawal. Fees could reduce earnings.
*APY (Annual Percentage Yield)

Why Choose Lowry State Bank?

You'll love our Small Town Bank... BIG on Service!

World-Class Service

We wouldn't be where we are today without our customers. Our caring team recognizes your importance and looks forward to serving you.

Top Tech Products

With some of the best technology in the industry, banking with us is easy. Control is at your fingertips, no matter where you are.

Community-Focused

As a Community Bank, we have the privilege of turning your dollars around and loaning them out to others in the community.

Solid Principles

Our purpose is to be the premier community bank, positively impacting our customers, employees, and communities through Christian principles.

Fast Decisions

Being locally-owned and operated, we offer a lot of perks. We make all of our decisions in-house, which means faster turnaround times for you.
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Modern Banking. Local Service.

Enjoy the convenience of:

  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • Zelle®
  • Card Controls
  • Mobile Wallet
  • Budgeting Tools
Explore Digital Banking >>

What Our Customers Say

"Nice little small town bank!"

JOHN

"Great people to work with."

WAYNE

"Lowry State Bank is an excellent place to bank. They provide personalized service, and flexible account and loan options to fit each person's needs."

JESSE

"Love the small-town feeling when I walk in there."

SAM

More Than a Bank

For more than a century, we've helped support local families, businesses, nonprofits, and community organizations. When you bank with Lowry State Bank, you're investing in communities and relationships that last.

About Our Organization >>

Frequently Asked Questions about Lowry State Bank

  • Yes. Lowry State Bank is locally owned and has been serving customers since 1899.

  • Yes. While we're located in Lowry, MN, we proudly serve customers wherever life takes them through digital banking services and personalized support.
  • We offer mortgage loans, personal loans, business loans, agricultural lending solutions, and more.

  • Yes. Many accounts can be opened through our secure online application.

  • Yes. Customers can access online banking, mobile banking, mobile deposit, bill pay, card controls, budgeting tools, and other digital services.
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Agriculture Loans
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