Our Team

Adam A. Palan

Residential & Consumer Lender (NMLS #2037420)

Direct: (320) 283-5702
Email: adam.palan@lowrystate.bank

Adam joined our team in 2020; he brought with him many years of experience in the housing and mortgage industry and previously held a realty license. He lives in Glenwood with his wife and three children. During his free time, he likes to camp, fish, be outdoors, and officiate high school basketball and football games.


Corbin Forbes

Operations Assistant

Main: (320) 283-5149
Email: corbin.forbes@lowrystate.bank

Corbin is new to the banking world as of 2020. Her favorite part of working at Lowry State Bank is interacting with all of the customers! She loves animals, especially her dog. Corbin enjoys spending her free time outdoors with her dog and husband.


Dave Lorence

President (NMLS ID #1046548)

Direct: (320) 283-5701
Email: dave@lowrystate.bank

Dave has been Lowry State Bank’s President since 2007.  He started his community banking career in 1979, after serving in the military and obtaining his business degree from St. John’s University.  A native of Glencoe, Dave has a strong agricultural background from growing up on a farm and working at a dairy farm throughout high school.  When not at the bank, Dave and his wife Sue enjoy time with family and their quiet lifestyle in rural Lowry.


Dena Onken

Operations Lead

Direct: (320) 283-5708
Email: dena@lowrystate.bank

After 15 years of experience in the banking industry, Dena joined Lowry State Bank in 2009.  The most enjoyable part of her job is getting to know customers and community members.  Dena lives in rural Brandon and spends a majority of her time outdoors with family and friends.  She also finds great joy in following her grandchildren through various sporting events.


Kristi Kramber

Loan Processor

Email: kristi.kramber@lowrystate.bank

Kristi joined our team in 2020, with six prior years of finance experience and a Bachelor's Degree in accounting. When she's not working, Kristi can be found hunting, fishing, kayaking, spending time with family, or reading.


John Clasen

Assistant Vice President / Agricultural Lender

Direct: (320) 283-5603
Email: john.clasen@lowrystate.bank

John joined Lowry State Bank in 2013, with five years of experience as an Agricultural Lender.  After growing up on a dairy farm near Villard, John’s decision to purchase his own farm in the early 1980’s was a simple one.  When John isn’t working, he is trying to sneak in a golf game or two.


Wendy Wesbur

Market Manager / Credit Analyst

Direct: (320) 283-5796
Email: wendy.wesbur@lowrystate.bank

Wendy officially joined Lowry State Bank in 2020, after spending over a year at Glenwood State Bank (our sister bank!) as a Loan Processor in the Ag department. She grew up on a dairy farm in Stearns County and is now living in the Alexandria area. She enjoys hiking, fishing, kayaking, playing volleyball, and working with paints and pottery.