Checking


Our checking accounts not only make it easy to use your hard-earned money, but they also provide many ways to save you money! We have many different checking account packages to fit your specific needs. Plus, when you pair your checking account with Mobile Banking, you can simply manage and transfer your funds. Open a Lowry State Bank checking account today!


Preferred Checking

  • Base monthly service charge of $5.00
  • No minimum balance required
  • Free imaged statements
  • Not interest-bearing

 


Preferred Plus Checking

  • Must be age 55+
  • Maintain a minimum $100 daily balance to avoid a $5.00 monthly service charge
  • $100.00 minimum daily balance required*
  • Free imaged statements
  • Not interest-bearing

* Maintain a minimum $100 daily balance to avoid a $5.00 monthly service charge

 


NOW Checking

  • Available to all customers, except for organized entities or for-profit entities
  • $750.00 minimum opening balance required
  • Maintain a minimum $750 daily balance to avoid a $7.50 monthly service charge
  • Free imaged statements
  • Interest-bearing; based on the average daily balance during the statement cycle*

 


Free Checking

  • No monthly service charges
  • No minimum balance required
  • Not interest-bearing

 


* Rates are subject to change at any time.