Checking


Our checking accounts not only make it easy to use your hard-earned money, but they also provide many ways to save you money!  Plus, when you pair your checking account with Mobile Banking, you can manage your funds on-the-go.  We have many different checking account packages to fit your specific needs; open a Lowry State Bank checking account today!


Preferred Checking

  • Base monthly service charge of $5.00
  • No minimum balance required
  • Free imaged statements
  • Not interest-bearing

 


Preferred Plus Checking

  • Must be age 55+
  • Maintain a minimum $100 daily balance to avoid a $5.00 monthly service charge
  • $100.00 minimum daily balance required*
  • Free imaged statements
  • Not interest-bearing

* Maintain a minimum $100 daily balance to avoid a $5.00 monthly service charge

 


NOW Checking

  • Available to all customers, except for organized entities or for-profit entities
  • $750.00 minimum opening balance required
  • Maintain a minimum $750 daily balance to avoid a $7.50 monthly service charge
  • Free imaged statements
  • Interest-bearing; based on the average daily balance during the statement cycle*

 


Free Checking

  • No monthly service charges
  • No minimum balance required
  • Not interest-bearing

 


* Rates are subject to change at any time.